Sunday, August 4, 2019

We Must Change the American Health Care System :: Medical Care Insurance

We Must Change the American Health Care System I came to the United States sixteen years ago. Being a European, I have watched with great interest and disbelief about the ongoing disagreements regarding a socialized health care system, which President Bill Clinton has proposed. I am a native of Poland and experienced positive benefits of socialized medicine, so I can't understand why some people are so negative towards changes in the health care program. Are we really happy with our current medical insurance? I don't think so. Recent data from the Census Bureau show that "43.4 million people in the United States had no health insurance coverage" (Bennefield 1). Almost eleven million American children are uninsured as well. Adults and children don't have medical coverage because they can't afford it (1). People who do have some form of medical coverage are often unaware of the hidden costs dictated by the private insurance companies. In addition, do you recall how many times you have watched the news about people asking us for fin ancial support because they couldn't pay their medical bill? What is wrong with this picture? Why do we have to ask for charity versus having a better health system? I strongly believe that health care should be available to anyone, and especially in America, the richest country in the world. We all want good, affordable medical coverage, but we are not getting it. Therefore, we should change the current medical system by following the example of socialized medicine in Europe, by making changes in the insurance companies, and by making preventive medicine our priority. First of all, let me tell you what socialized medicine means. It is a public system of national health insurance where doctors are usually paid for their services by the government, and everyone is eligible for medical care without any preexisting condition. Most European countries have some form of socialized medicine. For example, in Poland the health care system is free. Employers pay 48% of a worker's monthly salary to cover not only medical care but the retirement program as well. The rest of the money for medical needs comes from the government's funds. My sister, who lives in Germany, told me that 13.1% of her monthly salary is deducted from her paycheck to cover the medical insurance. She said that she only pays about $5 for her prescriptions and about $15 per day for a hospital stay.

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